Wickard Insurance EServices Terms and Conditions of Use
Wickard Insurance, Inc. and our affiliates agree to provide services to you subject to the following conditions. If you visit or use its service, you accept these conditions. Please read them carefully. In addition, when you use any current or future Wickard Insurance, Inc. service or visit or purchase from any business affiliated with Wickard Insurance, Inc., whether or not included in the web site, you also will be subject to the guidelines and conditions applicable to such service or business.
You understand that the information accessed through this monitoring site is private and confidential and is protected by state and federal law. The intent of these laws is to assure that confidential information will remain secure.
Accordingly, as a condition of and in consideration of your access to this confidential information you promise that:
1. You will use confidential information only as needed by you to perform legitimate duties associated with the services being provided.
This means, among other things, that:
You will only access confidential information for which you have a need to know; and you will not in any way divulge, copy, release, sell, loan, review, or alter such information except as properly authorized within the scope of your professional activities. You will not misuse confidential information or carelessly handle such information.
2. You will safeguard and will not disclose your access code or any other authorization you have that allows you to access confidential information. You accept responsibility for all activities undertaken using your access code and other authorization.
3. You understand that your obligations under this Agreement will continue after termination of your employment and/or access to this information. You understand that your privileges hereunder are subject to periodic review, revision and, if appropriate, renewal.
4. You understand that you have no right or ownership interest in any confidential information referred to in this Agreement. Wickard Insurance may at any time revoke your access code, other authorization, or access to confidential information.
5. You will be responsible for your misuse or wrongful disclosure of confidential information and for your failure to safeguard your access code or other authorization access to confidential information. You understand that your failure to comply with this Agreement may result in termination of your access to the information system and legal action against you personally and against any company you may represent in accordance with HIPAA regulations.
When you visit or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Wickard Insurance, Inc. or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Wickard Insurance, Inc. and protected by U.S. and international copyright laws. All software used on this site is the property of Wickard Insurance, Inc. or its software suppliers and protected by United States and international copyright laws.
All company and distribution affiliates and other marks indicated on our site are registered trademarks of Wickard Insurance, Inc. Wickard Insurance, Inc.'s trademarks and trade dress may not be used in connection with any product or service that is not Wickard Insurance, Inc.'s in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Wickard Insurance, Inc. All other trademarks not owned by Wickard Insurance, Inc. or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Wickard Insurance, Inc. or its subsidiaries.
PATENTS AND SITE ACCESS
Wickard Insurance, Inc. grants you a limited license to access and make use of this site and not to download (other than page caching) or modify this site, or any portion of it, except with express written consent of Wickard Insurance, Inc. This license does not include any resale or commercial use of this site or its contents; any collection or use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of Wickard Insurance, Inc. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Wickard Insurance, Inc. and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing Wickard Insurance, Inc.'s name or trademarks without the express written consent of Wickard Insurance, Inc. Any unauthorized use terminates the permission or license granted by Wickard Insurance, Inc. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Wickard Insuranceinc.com so long as the link does not portray Wickard Insurance, Inc., its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Wickard Insurance, Inc. logo or other proprietary graphic or trademark as part of the link without express written permission.
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Wickard Insurance, Inc. does sell products for children, but it sells them to adults, who can purchase with a credit card. If you are under 18, you may use Wickard Insurance, Inc. only with involvement of a parent or guardian. Wickard Insurance, Inc. and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.
If at any time, we provide links to the sites of affiliated companies or other businesses, we assume no responsibility for examining or evaluating, nor we do not warrant, the offerings of any of these businesses or individuals or the content of their Web sites. Wickard Insurance, Inc. further does not assume any responsibility or liability for the actions, product, and/or content of all or any of these or any other third parties. You should carefully review the privacy statements and other Conditions of Use of any all such affiliated or other businesses or individuals.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY WICKARD INSURANCE, INC. ON AN "AS IS" AND "AS AVAILABLE" BASIS. WICKARD INSURANCE, INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WICKARD INSURANCE, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WICKARD INSURANCE, INC. DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM WICKARDINSURANCE.COM.CC ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WICKARD INSURANCE, INC. WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
By visiting (EServices) you agree that the laws of the state of Ohio, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Wickard Insurance, Inc. or its affiliates. DISPUTES Any dispute relating in any way to your visit to Wickard Insuranceinc.com, EServices.Wickard Insuranceinc.com or to products you purchase through Wickard Insurance, Inc. shall be submitted to confidential arbitration in Columbus, Ohio, except that, to the extent you have in any manner violated or threatened to violate Wickard Insurance, Inc.'s intellectual property rights, Wickard Insurance, Inc. may seek injunctive or other appropriate relief in any state or federal court in the State of Ohio, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies posted on this site. These policies also govern your visit to Www.WickardInsurance.com. We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.